Products & Services by PJ Ramaekers & Associates

Individual Insurance Products and Services

Let us customize an insurance plan to meet all of your personal insurance needs. We offer a full range of insurance products and services such as:

Life Insurance
Financial Planning
(we never charge a fee for any of our financial planning services)
Health Insurance
Homeowners Insurance
Personal Auto Insurance
Personal Liability/Umbrella Insurance
RV Insurance
Motorcycle/ATV Insurance
Boat/Personal Watercraft Insurance
Personal Articles/Important Property Insurance
And much more, please call to inquire.

Please call to set an appointment with our agents in which we will perform a complete review of your personal insurance and financial needs. With the expertise of our agents we can develop a custom insurance package to help protect your family, your assets, and your future.


Business Insurance Services

With our many years of experience in the insurance industry we can provide an insurance plan that will help protect what you’ve built, while helping your continued growth by providing competitively priced insurance products and services.

We offer a broad range of business insurance products from several different A rated insurance carriers. We can customize a plan for any business type, but also specialize in the following industries:

Contractors – Big and small we write them all. From one man operations to 50+ employee operations we can take care of your contracting insurance needs. For one and two man operations we can write coverage the same day, for a very fair price. We specialize in roofing, siding, carpentry, gutters, window/doors, plumbers, electricians (including audio/video install), drywall, floor installers (tile, wood, carpet), and several more…

Retail & Service Stores – we offer the most competitively priced, and broadest coverage policies for retail and service stores in the business. We specialize in all retail and service stores such as clothing, hair studios/salons, barbershops, nail salons, tanning salons, tattoo parlors, convenience, sporting good, specialty items, everything! There isn’t one that we cannot write…

Restaurants – from your traditional brick and mortar restaurants, fast food, family style, steakhouses, ice cream shops etc… to your non-traditional, i.e. food trucks, food carts, concessionaires…

Offices – as an office of professionals we know what your business needs to make certain you’re protected. We can offer products for insurance professionals, attorneys, dental offices, medical offices, CPAs/accountants, veterinarians, and many more…

Risk Management – we are second to none when it comes to risk management and loss control services. We offer these services to all of our clients, free of charge. We grant access for all our clients to the broadest range of compliance materials, HR materials, loss control management, risk management, and so much more at the click of a button for every business industry imaginable. We can even set you up on an automatic email service so to keep you up to date about changes specific to your industry so you’re never caught off guard.